Our Services

Key Features

• Competitive recruitment - Attract top talent with quality health benefits
• Lower healthcare spend - Reduce costs by 15-25% in the first year
• Increase retention - Keep your best employees with benefits they value
• Better care - Comprehensive coverage that ensures quality healthcare access

Benefits for Your Business

• 15-25% cost reduction in first year, up to 45% by year three
• Flexible plan design that matches your budget and needs
• Easy administration with dedicated support
• Comprehensive reporting and transparency on all claims
• Access to A+ rated reinsurance backing
• No hidden fees or surprise costs

Complete Vision Coverage

• Annual Eye Exams: Regular check-ups to maintain eye health and detect issues early
• Prescription Eyeglasses: Frames and lenses covered with multiple style options
• Contact Lenses: Alternative to glasses with annual allowance
• LASIK Discounts: Save on vision correction surgery through our network
• Large Provider Network: Access to optometrists and ophthalmologists nationwide

Value Beyond the Basics

Vision problems can affect job performance and safety, especially in industries like auto repair. Regular eye exams also detect early signs of diabetes, high blood pressure, and other health conditions.

Simplified Compliance and Management

COBRA regulations are complex and the penalties for non-compliance are severe. We handle all the details so you don't have to worry.

• Complete Notification Management: We handle all required notices and timelines
• Compliance Monitoring: Stay ahead of changing regulations automatically
• Premium Collection: We process payments and track eligibility
• Termination Management: Proper documentation and communication for each case
• Audit Protection: Full documentation trail for compliance audits

Peace of Mind

COBRA violations can result in penalties of $100-$200 per day per violation. Our administration service protects you from costly compliance mistakes while reducing your administrative burden.

Protecting Your Employees and Their Families

Life insurance is a core benefit that provides financial security and demonstrates your commitment to employee wellbeing.

Coverage Options

• Guaranteed issue basic group term life insurance: Core coverage for all employees
• Supplemental/voluntary life insurance: Additional coverage employees can purchase
• Spouse and dependent coverage: Extend protection to family members
• Accidental Death & Dismemberment (AD&D): Additional protection for accidents
• Flexible coverage amounts: Match coverage to employee needs
• Guaranteed Issue: No medical exams for basic coverage amounts
• Portability options: Employees can continue coverage if they leave

Why Life Insurance Matters

Many employees don't have adequate life insurance outside of work. Providing this benefit gives peace of mind and shows you value them beyond their contribution to the business. It's also one of the most affordable benefits to provide.